🎉 Turning 65 is a significant milestone in your life and brings essential healthcare decisions. At The Bedrock Group, we specialize in helping individuals and their families navigate the complexities of Medicare and making the transition as seamless and stress-free as possible. As you approach your 65th Birthday, we have compiled everything you need to know in our FREE ebook, The Comprehensive Guide to Turning 65.
This guide helps you make important decisions, including:
✅ The basics of Medicare Parts A, B, C, and D
✅ How to avoid costly Medicare enrollment mistakes
✅ Medicare Advantage, Medicare Supplements, and Part D explained
✅ Tips for making confident Medicare decisions
✅ Retriement Planning
✅ 401 K Rollover, Annuities, and more
What Happens When You Turn 65?
When you turn 65, you become eligible for Medicare, the federal health insurance program for seniors. Medicare is designed to provide coverage for hospital care, doctor visits, prescription drugs, and more. You will become bombarded by multiple messages, advertisements, and more - even friends and family telling you what to and what not to do.
Having an advocate out of the gate is helpful and important.
Key Medicare Enrollment Periods
IEP - Initial Enrollment Period
This is a 7-month window around your 65th birthday. It starts 3 months before your birthday month, your birthday month, and 3 months after.
During this timeframe, you can enroll in Medicare Part A and Medicare Part B, along with additional plans like Medicare Advantage, Medicare Part C, and Prescription Drug Coverage - Medicare Part D.
SEP - Special Enrollment Period
If you are still working and have employer-sponsored health coverage, you may qualify for a SEP to delay enrolling in Medicare without penalties.
Medicare Basics: What You Need to Know
Part A: Medicare Part A covers hospital stays, skilled nursing care, and hospice, which is usually premium-free if you have worked 10+ years
Part B: Medicare Part B Covers doctor visits, outpatient care, and preventative services that require a monthly premium.
Part C: Medicare Part C - Medicare Advantage: Combines Parts A and B, often with added benefits like dental, vision, and prescription drug coverage.
Part D: Medicare Part D is Prescription Drug Coverage.
Medicare Supplements (Medigap): Fills gaps in Original Medicare by covering deductibles, copayments, and coinsurance.
How The Bedrock Group Can Help
At The Bedrock Group, we provide:
The Comprehensive Guide to Turning 65
We gathered all our experience working with individuals turning 65 and compiled that knowledge into a convenient guide for you!
Turning 65 Lunch & Learn Seminars (New Albany, IN)
On the 2nd Tuesday of each month, we have the Turning 65 Lunch and Learn Seminar in partnership with Centerwell Senior Care.
This seminar is currently held in New Albany, IN. We are expanding into new areas, and those will be announced soon.
During this Lunch and Learn session, you'll discover all the information in our guide and participate in an in-person Q&A to address all your questions. Lunch is also provided for you. RSVP online at bedrockfg.com/seminars
Clear Guidance
Our team simplifies the Medicare enrollment process and helps you understand your coverage options. We also help you make the most out of your retirement with options like annuities, 401k rollover, and more.
Ongoing Support
We not only help you upfront, but we're here year after year with online support with important blogs and tips to help with plan changes, annual reviews, and more.
Why Choose The Bedrock Group?
As a Veteran and First-Responder-owned agency, we are passionate about serving our community with integrity and dedication. With offices in New Albany, Indiana, Stanford, Kentucky, Asheville, North Carolina, and licensed advisors across 48 states, we are committed to helping you build a secure foundation for your health and retirement.
Start Your Medicare and Retirement Planning Journey Today
If you're turning 65, now is the time to start planning.
☎️ For help over the phone, please call 502-200-1516
🗓️ To schedule an in-person appointment,t please go to bedrockfg.com/scheduleappointment
Let The Bedrock Group confidently and easily guide you through this important chapter.
Please read below if you want more information about the Bedrock Group and all we have to offer.
Looking to Learn More?
At The Bedrock Group, we are a Veteran and First-Responder-owned, full-service insurance agency dedicated to helping you navigate your insurance and financial needs. We proudly offer complimentary consultations and no-cost Medicare Reviews.
Our main office is located in New Albany, Indiana, with additional locations, including a Senior Resource Center in Stanford, Kentucky, and a full-service agency in Asheville, North Carolina.
We have advisors in 48 states ready to help with a wide range of services, including:
Life Insurance
Wealth Management
Medicare Plans
Medicare Advantage & Supplement (Medigap) Plans
Hospital Indemnity
Final Expense (Burial Planning)
Mortgage Protection
Business Insurance
Retirement Planning
Medicare Enrollment Assistance
And more!
Have Medicare questions? Call our team at 502-200-1516 for help over the phone.
To Schedule an in-person Medicare Benefits Review, please visit www.bedrockfg.com/scheduleappointment
At The Bedrock Group and Senior Solutions, we're here to help!
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