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833-905-1060
The Bedrock Group
Commercial Lines of Insurance
We are Bedrock Property and Casualty, the Business Solution Division of The Bedrock Group. We're a Veteran—and First responder-owned full-service insurance agency. Since 2018, we have expanded our services beyond the primary Medicare division, Senior Solutions, to The Bedrock Group, offering a range of insurance options and specialized divisions to meet personal and commercial insurance requirements. Our insurance agents are available in more than twenty-two states, assisting individuals with health, life insurance, retirement planning, and property and casualty coverage. Our philosophy revolves around a comprehensive approach, treating each business as if it were our own.
Business Solutions.
Who we insure.
Architects and Engineers: Click Here for Fact Sheet
Coverage:
- Architects
- Engineers
- Landscape Architects
- Interior Designers
- Civil Engineers
- Land Surveyor
- and more
Coverage Details:
- Professional Liability
- Pre-Claims Assistance
- Reputation Management
- Cyber Liability
- Contractor’s Protective
- Indemnity
- Media Liability
- Technology Liability
- Pollution Liability
- Business At-Risk
- Errors and Omissions
- General Liability
- Commercial Auto
- Business Owners Policy
- Commercial Property
- Tools and Equipment
- Architects
- Engineers
- Landscape Architects
- Interior Designers
- Civil Engineers
- Land Surveyor
- and more
Coverage Details:
- Professional Liability
- Pre-Claims Assistance
- Reputation Management
- Cyber Liability
- Contractor’s Protective
- Indemnity
- Media Liability
- Technology Liability
- Pollution Liability
- Business At-Risk
- Errors and Omissions
- General Liability
- Commercial Auto
- Business Owners Policy
- Commercial Property
- Tools and Equipment
Cannabis
Coverage:
- Recreational Dispensary
- Medical Dispensary
- CBD Retail Stores
- Online or Brick and Mortar Sales
- Smoking Accessories
- Cultivation & Grow Operations
- Extraction and Plant Oil Processing
- Testing Labs
- Product Manufacturing
Coverage Details:
- General Liability
- Premises Liability
- Product Liability
- Property (Including indoor crop)
- Builders Risk
- Inland Marine
- Professional Liability
- Directors and Officers Liability
- Recreational Dispensary
- Medical Dispensary
- CBD Retail Stores
- Online or Brick and Mortar Sales
- Smoking Accessories
- Cultivation & Grow Operations
- Extraction and Plant Oil Processing
- Testing Labs
- Product Manufacturing
Coverage Details:
- General Liability
- Premises Liability
- Product Liability
- Property (Including indoor crop)
- Builders Risk
- Inland Marine
- Professional Liability
- Directors and Officers Liability
Energy
Coverage:
Upstream Sector:
- Exploration and Production Companies
- Oil and Gas Lease Operators
- Oil and Gas Consultants
- Drilling and Well Servicing
- Equipment Rental
- Wireline and Other Downhole Contractors
- Landman and Surveying
- Site Preparation Contractors
- Roustabout Contractors
Midstream Sector:
- Transportation (Truck, pipeline, rail, barge)
- Tank Farms and Storage Facilities
- Compressor Stations/Pump Stations
Pipeline Inspection and Consulting
Solar Program (Commercial):
- Developers
- Owners & Operators
- Independent Power Producers
- Utility Companies
Coverage Details:
- General Liability
- Automobile
- Umbrella/Excess Liability
- Workers Compensation
- Pollution Liability
- Professional Liability
- General Liability, Pollutions Liability and Professional (Package)
- Commercial Solar
Upstream Sector:
- Exploration and Production Companies
- Oil and Gas Lease Operators
- Oil and Gas Consultants
- Drilling and Well Servicing
- Equipment Rental
- Wireline and Other Downhole Contractors
- Landman and Surveying
- Site Preparation Contractors
- Roustabout Contractors
Midstream Sector:
- Transportation (Truck, pipeline, rail, barge)
- Tank Farms and Storage Facilities
- Compressor Stations/Pump Stations
Pipeline Inspection and Consulting
Solar Program (Commercial):
- Developers
- Owners & Operators
- Independent Power Producers
- Utility Companies
Coverage Details:
- General Liability
- Automobile
- Umbrella/Excess Liability
- Workers Compensation
- Pollution Liability
- Professional Liability
- General Liability, Pollutions Liability and Professional (Package)
- Commercial Solar
Environmental
Coverage:
Contractors Pollution Liability:
- General Contractors
- Demolition
- Drilling contractors
- Plumbing contractors
- Street and Road
- Other non-environmental contracting services
- Maintenance / janitorial
- Pipeline construction/maintenance
- Excavation/grading
- Insulation contractors
- Electrical / HVAC
- Painting contractors
Environmental Package Policy:
- Asbestos, Mold, and Lead - Abatement
- Air quality testing
UST/AST Installation and Removal
- Compliance permitting, training, health and safety
Phase I, II, and III Site Assessment
- Fire Water Restoration
- Contractors
- Sampling / Laboratory analysis
- Environmental Consulting
- Waste Brokering Services
- Emergency Response / Crime Scene cleanup /Meth cleanup
- Mold Remediation
- Radon Mitigation
- Remediation Services / Contracting
- Regulatory Permitting and compliance
- Site Assessments
- Soil / Groundwater Remediation
- Wetlands Delineation
- Industrial Hygiene
Medical Waste transportation
- Landfills, Recycling Facility, and TSDF
Non-Hazardous and Hazardous Waste - Management and Disposal
- Site Pollution
- Environmental and General Liability
- Storage Tanks
Coverage Details:
- Contractors Pollution Liability
- Umbrella / Excess Liability
General Liability,
- Contractors Pollution
- Liability and Professional Liability (package)
- Contractors Pollution
- Liability and Professional Liability (package)
- Site Pollution Liability / Environmental Impairment
- Liability
General Liability and Site Pollution Legal Liability (package)
- Storage Tank Liability (AST / UST)
- Products Pollution Liability
- Transportation Pollution Liability
- Non-Owned Disposal Site Liability
- Hired & Non-owned Auto Liability
-Employee Benefits Liability / Stop Gap
- Mold and legionella Coverage
Contractors Pollution Liability:
- General Contractors
- Demolition
- Drilling contractors
- Plumbing contractors
- Street and Road
- Other non-environmental contracting services
- Maintenance / janitorial
- Pipeline construction/maintenance
- Excavation/grading
- Insulation contractors
- Electrical / HVAC
- Painting contractors
Environmental Package Policy:
- Asbestos, Mold, and Lead - Abatement
- Air quality testing
UST/AST Installation and Removal
- Compliance permitting, training, health and safety
Phase I, II, and III Site Assessment
- Fire Water Restoration
- Contractors
- Sampling / Laboratory analysis
- Environmental Consulting
- Waste Brokering Services
- Emergency Response / Crime Scene cleanup /Meth cleanup
- Mold Remediation
- Radon Mitigation
- Remediation Services / Contracting
- Regulatory Permitting and compliance
- Site Assessments
- Soil / Groundwater Remediation
- Wetlands Delineation
- Industrial Hygiene
Medical Waste transportation
- Landfills, Recycling Facility, and TSDF
Non-Hazardous and Hazardous Waste - Management and Disposal
- Site Pollution
- Environmental and General Liability
- Storage Tanks
Coverage Details:
- Contractors Pollution Liability
- Umbrella / Excess Liability
General Liability,
- Contractors Pollution
- Liability and Professional Liability (package)
- Contractors Pollution
- Liability and Professional Liability (package)
- Site Pollution Liability / Environmental Impairment
- Liability
General Liability and Site Pollution Legal Liability (package)
- Storage Tank Liability (AST / UST)
- Products Pollution Liability
- Transportation Pollution Liability
- Non-Owned Disposal Site Liability
- Hired & Non-owned Auto Liability
-Employee Benefits Liability / Stop Gap
- Mold and legionella Coverage
Habitational
Coverage:
- Apartments
- Condos
- Senior Living Communities
- Multi-use Residential/Commercial
- Rental Dwelling Schedules
- Wind Only
Coverage Details:
- All Risk/Special Perils including Wind, Flood and Earthquake
- Flood only
- Earthquake only
- Excess Coverage
- Builder's Risk
- Security Services
- Environmental Coverage
- Directors & Officers Coverage
- Fiduciary Liability
- Employment Practices Liability
- Errors & Omissions
- Cyber & Privacy Liability
- Kidnap & Ransom
- Terrorism
- Equipment Breakdown
- Sewer Back-Up
- Crime
- Apartments
- Condos
- Senior Living Communities
- Multi-use Residential/Commercial
- Rental Dwelling Schedules
- Wind Only
Coverage Details:
- All Risk/Special Perils including Wind, Flood and Earthquake
- Flood only
- Earthquake only
- Excess Coverage
- Builder's Risk
- Security Services
- Environmental Coverage
- Directors & Officers Coverage
- Fiduciary Liability
- Employment Practices Liability
- Errors & Omissions
- Cyber & Privacy Liability
- Kidnap & Ransom
- Terrorism
- Equipment Breakdown
- Sewer Back-Up
- Crime
Hospitality Industry:
Click Here for Fact Sheet
Coverage:
- Hotel and Motel
- Hotel/Casino/Resorts
- Peer-to-peer accommodations
- Bed and Breakfast
- Food and Beverage
- Restaurants
- Lodging
- Events/Catering
- Bar and Tavern
- and more
Coverage Details:
- General Liability
- Assault and Battery
- Liquor Liability
- Non-Owned/Hired Auto
- Property Schedules
- Food Spoilage
- Event Cancellation
- Non Appearance
- Special Event Coverage
- Umbrella/Food Borne
- Illness/Trade Name
- Restoration
- Stand Alone Terrorism
- Cyber
- Directors/Officers Liability
- Employment Practice Liability
- Crime
- Workers Compensation
- Errors and Omissions
- and more
- Hotel and Motel
- Hotel/Casino/Resorts
- Peer-to-peer accommodations
- Bed and Breakfast
- Food and Beverage
- Restaurants
- Lodging
- Events/Catering
- Bar and Tavern
- and more
Coverage Details:
- General Liability
- Assault and Battery
- Liquor Liability
- Non-Owned/Hired Auto
- Property Schedules
- Food Spoilage
- Event Cancellation
- Non Appearance
- Special Event Coverage
- Umbrella/Food Borne
- Illness/Trade Name
- Restoration
- Stand Alone Terrorism
- Cyber
- Directors/Officers Liability
- Employment Practice Liability
- Crime
- Workers Compensation
- Errors and Omissions
- and more
Manufacturing/Distributing:
Click Here for Fact Sheet
At Bedrock Property and Casualty our Business Solutions Suite includes the following, but not limited to:
- Craft Breweries
- Consumer goods
- Commercial goods
- Industrial
- Life Sciences
- and more
We Provide:
- Product Liability
- Umbrella/Excess Liability
- Product Recall
- Discontinued Product
- Foreign Liability
- Product Pollution
- Site Pollution
- Business Auto
- Stock Throughput
- Executive Liability
- Manufacturers E&O
- Cyber Liability
- Cargo and Transit
- Builders Risk
- Workers Comp
- and more
- Craft Breweries
- Consumer goods
- Commercial goods
- Industrial
- Life Sciences
- and more
We Provide:
- Product Liability
- Umbrella/Excess Liability
- Product Recall
- Discontinued Product
- Foreign Liability
- Product Pollution
- Site Pollution
- Business Auto
- Stock Throughput
- Executive Liability
- Manufacturers E&O
- Cyber Liability
- Cargo and Transit
- Builders Risk
- Workers Comp
- and more
Skilled Trade Workers:
Click Here for Fact Sheet
At Bedrock Property and Casualty we provide options for your business. We cover the following trades:
- Electricians
- Plumbers
- Carpenters
- Roofers
- HVAC
- Janitors
- Landscapers
-Handymen
- and more
Coverage Details:
- General Liability
- Workers Compensation
- Contractors E&O
- Tools & Equipment
- Commercial Auto
- and more
- Electricians
- Plumbers
- Carpenters
- Roofers
- HVAC
- Janitors
- Landscapers
-Handymen
- and more
Coverage Details:
- General Liability
- Workers Compensation
- Contractors E&O
- Tools & Equipment
- Commercial Auto
- and more
Restaurants/Cars/Taverns: Click Here for Fact Sheet
Coverage:
- Business Owners Policy
- Workers Compensation
- General Liability
- Liquor Liability
- Package and Monoline Policies
- General Liability
Property Coverage
- Building and Contents
- Computer Equipment
- Equipment Breakdown
- Business Income
- Food Spoilage
- Business Owners Policy
- Workers Compensation
- General Liability
- Liquor Liability
- Package and Monoline Policies
- General Liability
Property Coverage
- Building and Contents
- Computer Equipment
- Equipment Breakdown
- Business Income
- Food Spoilage
Transportation and Garage
Coverage:
TRUCKING
- Dry Van, Refrigerated, and Flatbed
- Dump - Aggregate
- Intermodal
- Bulk and Tanker
- Hazmat
- Oversize and Overweight
PUBLIC TRANSPORATION:
- Charter Bis
- Limos
- Ride Sharing/TNC
- Taxis
- Shuttle and Vanpool Services
- Transit
- Parartransit
- School Bus (Districts/Contracts)
COMMERCIAL AUTO:
- Contractors
- Couriers
- Cannabis
- Distributors
- Food Delivery
GARAGE
- Automotive Repair Shops
- Body Shops
- Tire and Repair Facilities
- Parking Garages / Valet Services
- Towing and Impound Lots
- Transmission / Muffler - Shops
- Dealerships
TRUCKING
- Dry Van, Refrigerated, and Flatbed
- Dump - Aggregate
- Intermodal
- Bulk and Tanker
- Hazmat
- Oversize and Overweight
PUBLIC TRANSPORATION:
- Charter Bis
- Limos
- Ride Sharing/TNC
- Taxis
- Shuttle and Vanpool Services
- Transit
- Parartransit
- School Bus (Districts/Contracts)
COMMERCIAL AUTO:
- Contractors
- Couriers
- Cannabis
- Distributors
- Food Delivery
GARAGE
- Automotive Repair Shops
- Body Shops
- Tire and Repair Facilities
- Parking Garages / Valet Services
- Towing and Impound Lots
- Transmission / Muffler - Shops
- Dealerships
Business Solutions
What We Cover.
Workers Compensation
Workers' Compensation is essential to invest in the safety and security of your employees, and the requirements vary from state to state. If you want to get a quote or know more, we would be happy to set up a call or an appointment at your convenience.
BOP: Business Owner Policy
A Business Owner Policy called a BOP, provides your business with liability insurance in a single and convenient policy. This is a dual insurance policy offering two coverages into one. Property and Liability Insurance. If you want to get a quote or know more, we would be happy to set up a call or an appointment at your convenience.
General Liability
General Liability is one of the most frequently purchased types of business insurance by small business owners. It offers brad protections against common accidents, false advertising, property damage and more.
Who we cover:
- Constuction
- Food & Beverage
- Retail and E-Commerce
- Cleaning
- and more
What we cover:
- Advertising injuries
- Property Damage
- Slip and Fall Injuries
- Reputational Harm
- and more
Who we cover:
- Constuction
- Food & Beverage
- Retail and E-Commerce
- Cleaning
- and more
What we cover:
- Advertising injuries
- Property Damage
- Slip and Fall Injuries
- Reputational Harm
- and more
Business Auto
Do you have one vehicle or an entire fleet for your business? You'll need business auto coverage if you own the vehicle (s) or even for employees who use their personal vehicles for work. If you want to get a quote or know more, we would be happy to set up a call or an appointment at your convenience.
Commercial Umbrella Insurance
Commercial umbrella insurance adds an additional layer of protection for your business if the worst happens with your business insurance. If you want to get a quote or know more, we would be happy to set up a call or an appointment at your convenience.
Builders Risk Insurance
If you are a developer, or if you're expanding and have your properties (s) under construction, with builders risk insurance you can protest your properties before they're finished. If you want to get a quote or know more, we would be happy to set up a call or an appointment at your convenience.
Liquor Liability Insurance
If you are a business that sells alcohol, or if your business is involved in liquor-related events, liquor liability insurance is crucial to protect you and your business. If you want to get a quote or know more, we would be happy to set up a call or an appointment at your convenience.
Errors and Omissions
Errors and Omissions Insurance is also known as Professional Liability E&O or Professional Indemnity E&O and this type of insurance is a comprehensive and cost-effective means of protecting you from damages or legal costs that may arise.
Small Business Insurance
Small Business Insurance is a cost-effective means that will allow you and your team to be covered.
Inland Marine Insurance
If your business is dependent upon shipping and delivering products, then inland marine insurance is essential for you. If you want to get a quote or know more, we would be happy to set up a call or an appointment at your convenience.
Key Person Insurance
Key person life insurance is vital in the event of the death of any employee who directly impacts the company's survival. If you want to get a quote or know more, we would be happy to schedule a call or an appointment at your convenience.
Special Event Insurance
Special Event Insurance is a type of insurance available for your business to cover the cost and the stress of a financial risk if something should go wrong with your special event. If you want to get a quote or know more, we would be happy to set up a call or an appointment at your convenience.
Commercial Property Insurance
We offer Commerical property insurance to protect your assets if destroyed, stolen, or damaged. If you want to get a quote or know more, we would be happy to set up a call or an appointment at your convenience.
Cyber Liability Insurance
A cyber liability insurance plan will help you to cover any expenses from an information breach or cyber hack. If you want to get a quote or know more, we would be happy to set up a call or an appointment at your convenience.
Business Personal Property
Commercial insurance for your furniture, fixtures, equipment, and inventory that you use for your business.
What we cover:
- Equipment and Supplies
- Inventory Damage
- Furniture damage and upgrades
Who We Cover:
- Retail
- Restaurants
- Janitorial/Cleaning Services
- Photo Studios
- Beauty Salons
- and more
What we cover:
- Equipment and Supplies
- Inventory Damage
- Furniture damage and upgrades
Who We Cover:
- Retail
- Restaurants
- Janitorial/Cleaning Services
- Photo Studios
- Beauty Salons
- and more
Professional Liability
Professional Liability Insurance Coverage will help to protect your business against negligence or professional mistakes.
Who we cover:
- Construction
- Food and Beverage
- Retail and E-Commerce
- Janitorial/Cleaning Services
- and more
What we Cover:
- Legal Defense Costs
- Business Errors
- Misrepresentation
- Negligence Claims
Who we cover:
- Construction
- Food and Beverage
- Retail and E-Commerce
- Janitorial/Cleaning Services
- and more
What we Cover:
- Legal Defense Costs
- Business Errors
- Misrepresentation
- Negligence Claims
Tools and Equipment
In order for you and your crew to do a job you need equipment and tools. Tools and Equipment Coverage provides you peace of mind if there is theft, lost, or damaged.
What is covered:
- Power Tubing Cutters
- Blowtorches
- Dust-Control
- Saws
- Helmets and safety gear
- Ladders and workbenches
- Laser Levels
- Power Drills
- Stand Lights
- Hearing Protection
- and more
What is covered:
- Power Tubing Cutters
- Blowtorches
- Dust-Control
- Saws
- Helmets and safety gear
- Ladders and workbenches
- Laser Levels
- Power Drills
- Stand Lights
- Hearing Protection
- and more
Product Liability
Product Liability is included in General Liability - can help protect your business from paying legal fees if there was damage/issue from your product causing damage or bodily harm to the client.
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